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UPSC Prelims 2019 Paper-1 📅 02 Jun, 2019

The Service Area Approach was implemented under the purview of

A
Integrated Rural Development Programme
B
Lead Bank Scheme
C
Mahatma Gandhi National Rural Employment Guarantee Scheme
D
National Skill Development Mission
Result Summary
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UPSC Prelims
2019 • 02 Jun, 2019 • Paper-1
The Service Area Approach was implemented under the purview of
Correct Answer
Lead Bank Scheme
Context Analysis: The Service Area Approach (SAA) was introduced in 1989 by the Reserve Bank of India to introduce planned credit delivery.Scheme Affiliation: I......
Ref/Book : UPSC Prelims 2019
Ref. Subject Economy
Chapter -
Ref. Topic Banking and Finance
Pg. No -
💡 Analysis & Explanation
Context Analysis ▼
The Service Area Approach (SAA) was introduced in 1989 by the Reserve Bank of India to introduce planned credit delivery.
Scheme Affiliation ▼
It was an extension and a modified operational mechanism of the Lead Bank Scheme. Under this targeted approach, specific rural and semi-urban branches of commercial banks were assigned designated geographical areas (a cluster of villages) to focus exclusively on productive lending and detailed credit planning.
Conclusion ▼
Option B accurately identifies the parent regulatory scheme.
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